Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
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Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
Indivdual Health - Children
When it comes to your children, safegarding their health and finanical future starts as early in life as possible. Make sure to make that easier on yourself, by purchasing health insurance specifically geared towards children -- today.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.
Applications
Looking for any particular applications? We've got you covered. Simply click on the button below, to be taken to a list of our applications.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Providers
Are you seeking a new provider? Look no further, because by clicking on the button below, you'll be taken to our list of top-rated providers within the area.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance pays typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
ABOUT LAJOLLA HEALTH INSURANCE PLANS
Your Trusted Insurance Professionals
David Cravens of La Jolla Health Insurance Plans has worked with Small Businesses, Seniors, Families, Individuals and the Self-employed for 23 years, using his knowledge and expertise to choose insurance plans that meets their health care needs and budget. Health plans don’t come with a list of benefits or pricing that makes it easy to shop and compare. La Jolla Health Insurance Plans offers a no pressure, educational approach to helping you find the right coverage for you, your family, or small group. They represent the major health insurance carriers, with plans in all price ranges, and they take the time to find out what is important to you. Plans are selected that fit your lifestyle, coverage requirements and desired monthly premium.
Some businesses do not have a human resources department; either way, David will present an introductory seminar to your employees, provide ongoing input to solve problems, educate about changes in plans, answer questions, give suggestions, and check on the status of claims. These services are offered to all of their insurance customers, not just business customers. With the proposed and current changes in healthcare options and health insurance, La Jolla Health Insurance Plans provides the expert guidance, individualized service, and ongoing support to help you make informed decisions and feel confident about your health insurance choices.
Whoever you're looking to work with...
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